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Xcellerated Loans
Commercial Vehicle Finance

Keep Your Business Moving

Finance for eligible cars, utes and vans used by your business, considered around the asset, its purpose and your operating position.
Ford Transit Connect commercial van
01

Purpose Led

Consider structures suited to the vehicle’s business use.
02

Cash-Flow Aware

Compare repayments with your operating needs in view.
03

Managed Process

We coordinate information with the supplier and lender.
What You Can Finance

Finance Built Around the Purpose

Your broker considers the asset or funding purpose alongside your circumstances and relevant lender criteria.
  • Passenger vehicles for business use
  • Utes and light commercial vehicles
  • Vans and service vehicles
  • Electric business vehicles
  • Eligible private purchases
  • Vehicle upgrades or replacements
Simple Process

From Enquiry to Settlement

01

Tell Us What You Need

02

Review Relevant Options

03

Prepare the Application

04

Move Through Settlement

Submitting the initial pre-check does not itself affect your credit score. Consent is obtained before any formal credit enquiry.
Prepare With Confidence

What You May Need

Requirements vary by lender and scenario. Your broker will confirm what applies.
  • Director or applicant identification
  • ABN and business details
  • Income or business financial information
  • Asset quote or tax invoice
  • Existing business commitments
Access to a broad lender panel
Westpac
Pepper Money
Liberty
RACV
Finance One
ANZ
MoneyMe
Macquarie
CommBank
Latitude
APF
Angle Auto Finance
CLIENT REVIEWS

What Our Clients Say

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Common questions

Business Vehicle Finance FAQs

What business structures can apply?

Sole traders, companies, partnerships and some trusts may be considered, subject to lender requirements.

Which finance structure is suitable?

That depends on the asset, use, cash flow and tax position. Your broker can explain available structures; obtain tax advice from your accountant.

Can a newer business apply?

Some lenders consider newer businesses, although requirements may differ.

Can I finance more than one vehicle?

Potentially. The lender will consider the total request, business position and serviceability.

Ready to Discuss Business Vehicle Finance?

Start with a short, no-obligation pre-check or speak with a broker.