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Xcellerated Loans
Asset and Equipment Finance

Put Productive Assets to Work

Funding for eligible equipment your business needs to operate, expand or replace ageing assets, supported by commercial finance experience.
CAT 336 excavator at a construction site
01

Asset Focused

Match the finance conversation to the equipment and business purpose.
02

Broad Applications

Consider new or used assets across many industries.
03

Supplier Coordination

Align finance documentation with the asset purchase.
What You Can Finance

Finance Built Around the Purpose

Your broker considers the asset or funding purpose alongside your circumstances and relevant lender criteria.
  • Trade and construction equipment
  • Medical and professional equipment
  • Hospitality and kitchen assets
  • Agricultural equipment
  • Manufacturing machinery
  • Technology and specialist assets
Simple Process

From Enquiry to Settlement

01

Tell Us What You Need

02

Review Relevant Options

03

Prepare the Application

04

Move Through Settlement

Submitting the initial pre-check does not itself affect your credit score. Consent is obtained before any formal credit enquiry.
Prepare With Confidence

What You May Need

Requirements vary by lender and scenario. Your broker will confirm what applies.
  • Applicant and business identification
  • ABN, trading history and structure
  • Equipment quote or supplier invoice
  • Business financial or bank information
  • Existing asset finance details
Access to a broad lender panel
Westpac
Pepper Money
Liberty
RACV
Finance One
ANZ
MoneyMe
Macquarie
CommBank
Latitude
APF
Angle Auto Finance
CLIENT REVIEWS

What Our Clients Say

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Common questions

Equipment Finance FAQs

Can used equipment be financed?

Potentially. Age, condition, value and useful life may influence available terms.

Can I buy from a private seller?

Some lenders allow eligible private purchases with additional checks.

Are financial statements required?

Requirements vary. Some applications use streamlined assessment while others require financial statements or tax information.

Is equipment finance tax deductible?

Tax outcomes depend on the structure and your circumstances. Ask your accountant for advice.

Ready to Discuss Equipment Finance?

Start with a short, no-obligation pre-check or speak with a broker.