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Xcellerated Loans
Car Finance

Your Next Car, Financed Clearly

Finance for new and used vehicles with a broker who helps you compare relevant options and manage the application through settlement.
Mercedes-Benz passenger car
01

New or Used

Explore finance for eligible new and used cars.
02

Dealer or Private

Support for dealership and eligible private-sale purchases.
03

Clear Comparisons

Understand repayments, fees, conditions and loan structure.
What You Can Finance

Finance Built Around the Purpose

Your broker considers the asset or funding purpose alongside your circumstances and relevant lender criteria.
  • New cars
  • Used cars
  • Dealer purchases
  • Private sale purchases
  • Electric and hybrid vehicles
  • Eligible vehicle refinancing
Simple Process

From Enquiry to Settlement

01

Tell Us What You Need

02

Review Relevant Options

03

Prepare the Application

04

Move Through Settlement

Submitting the initial pre-check does not itself affect your credit score. Consent is obtained before any formal credit enquiry.
Prepare With Confidence

What You May Need

Requirements vary by lender and scenario. Your broker will confirm what applies.
  • Driver licence and identity details
  • Employment and income information
  • Living expenses and current liabilities
  • Vehicle details or purchase invoice
  • Relevant bank statements or payslips
Access to a broad lender panel
Westpac
Pepper Money
Liberty
RACV
Finance One
ANZ
MoneyMe
Macquarie
CommBank
Latitude
APF
Angle Auto Finance
CLIENT REVIEWS

What Our Clients Say

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Common questions

Car Loans FAQs

Can I finance a new or used car?

Potentially. Eligibility depends on the vehicle, requested amount, your circumstances and the lender’s criteria.

Can I get finance before choosing a car?

A broker can discuss the amount and structure you may be able to consider. Any approval remains subject to lender conditions.

Can you help with a private sale?

Yes. Private sales can require additional identity, ownership and vehicle checks.

Will the pre-check affect my credit score?

Submitting the initial pre-check does not itself affect your credit score. Consent is obtained before any formal credit enquiry.

Ready to Discuss Car Loans?

Start with a short, no-obligation pre-check or speak with a broker.