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Xcellerated Loans
Heavy Asset Finance

Build Capacity With the Right Asset

Finance for eligible construction, earthmoving, agricultural and industrial machinery, assessed around the asset and business purpose.
CAT excavator and tracked construction machinery
01

Specialist Assets

Discuss new and used machinery with a commercial broker.
02

Business Context

Present the asset alongside workloads and operating needs.
03

Clear Requirements

Know which financial and supplier details are needed.
What You Can Finance

Finance Built Around the Purpose

Your broker considers the asset or funding purpose alongside your circumstances and relevant lender criteria.
  • Excavators and earthmoving equipment
  • Loaders, graders and dozers
  • Cranes and lifting equipment
  • Agricultural machinery
  • Manufacturing plant
  • Specialist machinery
Simple Process

From Enquiry to Settlement

01

Tell Us What You Need

02

Review Relevant Options

03

Prepare the Application

04

Move Through Settlement

Submitting the initial pre-check does not itself affect your credit score. Consent is obtained before any formal credit enquiry.
Prepare With Confidence

What You May Need

Requirements vary by lender and scenario. Your broker will confirm what applies.
  • Business and director identification
  • Machinery specifications and quote
  • Business financial information
  • Contracts or work pipeline where relevant
  • Valuation or inspection if requested
Access to a broad lender panel
Westpac
Pepper Money
Liberty
RACV
Finance One
ANZ
MoneyMe
Macquarie
CommBank
Latitude
APF
Angle Auto Finance
CLIENT REVIEWS

What Our Clients Say

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Common questions

Plant & Machinery Finance FAQs

Can older machinery be financed?

Some lenders consider older assets. Terms may depend on age, hours, condition and useful life.

Can auction purchases be financed?

Potentially, but auction deadlines and deposits create additional risk. Discuss the asset before bidding.

Can attachments be included?

Eligible attachments may sometimes be included when properly described and valued.

Is a deposit required?

That depends on the asset, applicant and lender policy.

Ready to Discuss Plant & Machinery Finance?

Start with a short, no-obligation pre-check or speak with a broker.